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How does Slope determine a Buyer’s borrowing limit and terms?
How does Slope determine a Buyer’s borrowing limit and terms?
JulieAnn McKellogg avatar
Written by JulieAnn McKellogg
Updated over a week ago

Slope takes into account several factors, including financial performance and credit history — and can determine a Buyer’s borrowing power in seconds. The combination of these data points allow us to make a thorough assessment of the right pre-approved limit for a business. Specifically, we decide:

  • Pre-approved Limit: The maximum pre-approved limit for a business.

  • Order Limit: The maximum transaction size that can be financed at once.

  • Terms: The financing terms the business can use. We offer 30 and 60 days or 60 and 90-day installment plans.

Why did I get denied?

The most common reasons are:

  • Insufficient revenue found in connected bank accounts attached.

  • Credit history.

  • A decline in cash balance and cash flows.

Sometimes, multiple signals combined together may cause a rejection.

I'm unhappy with my limit, how do I get more?

If you have more bank accounts, please link them. If you have bank accounts that you cannot connect, please reach out to us at support@slope.so.

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